Collective:Karma,reward and punishment

Collective Karma, collective reward and collective punishment is applicable for all religions in general and the Sikh religion in particular.It is mainly because the Sikh religion is the most visible faith.There was a time when a Sikh commanded a lot of respect throughout India.This wealth of respect was probably earned by a few generations.Then came a generation that not only consumed all the accumulated wealth but left the coming generations in debt.The word Sardarji got reduced to Sardar and at times even touched an all time low and became Gaddar.
Now there are two options.First is that every person should have his own religion and a separate account of Karma.This no doubt exists but an individual can not keep his own religion separately in the vast sea of Humanity.A drop in the Indian ocean cannot be anything other than the Indian ocean.It has to experience high or low tide along with the other drops.It has to remain branded.
The second option is to share a collective responsibility.Allow not the hatemongers of your community to be glorified.Raise the collective conciousness of your comunity.Have people of personal integrity be the head of the religious institutions.In short allow not any terrorist wear the mask of your religion.Our collective Karma ought to yield a collective reward rather than a collective punishment.